The Equifax child credit freeze process is by far the most consumer-friendly of the three credit bureaus.But alas, the Equifax procedure for requesting a "security freeze on a protected consumer or minor" also presents a couple of significant security risks.Like TransUnion, … [Read more...]
TransUnion Child Credit Freeze Summary
While the TransUnion child credit freeze process is relatively easy, their standard procedure for implementing a "protected consumer freeze" (outlined here) presents a couple of significant security risks.By default, TransUnion asks that you mail the required documentation to a P.O. … [Read more...]
You Need My Social Security Number But You Won’t Give Me Your Employee ID?
By now, most people know that their Social Security number is the key to their identity, so they need to be very judicious about who they share it with. Most security experts agree you should even decline to give it to your doctor or your child's school unless it is absolutely … [Read more...]
How I Forced the Credit Bureaus to Freeze My Child’s Credit
When I first began covering credit freezes, I was shocked that the bureaus would not let me freeze my child’s credit.As I've mentioned in several blog posts and broadcast news stories, a credit freeze is widely believed to be the single best tool to prevent financial ID theft. It … [Read more...]
Why My Toddler Has a Credit Card
#ReportersNotebookOver the years, I’ve interviewed both adult and child identity theft victims, security experts and even convicted ID thieves for far too many news stories on the topic. I’ve learned enough to be fairly certain that eventually all of our identities will be … [Read more...]